How Can You Save For A House?

Jan 23 2020
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Buying a home is a huge decision, it will be the single largest purchase for most people in their entire lives. Figuring out how to save for one is the first real step to getting there! Starting small with a starter home that can also easily include a roommate to help with the bills is an idea many people I know have used.  I had help in the form of my Mom co-signing on my construction loan until I purchased the property out right by myself via a mortgage. My goal now is simple: get my home paid off ASAP.

DIY Farmhouse Kitchen Reveal, somehow I took space AWAY from my kitchen and yet I ended up with MORE storage and a bigger feeling kitchen! A small remodel!(This is a contributed post, for more information about my compensation please read my disclosure policy)

Moving into a new home is wonderful. You will finally get to be yourself and you have a real chance to change your lifestyle for the better. 

Saving up for your new home is something entirely more challenging and many young people today struggle to get themselves onto the first rung of the property ladder. 

That’s why today we want to share some advice about the different methods you can use to save for your home and how they will help you start this new and exciting chapter of your life. 


The first method for getting the funds you need for a house deposit is to borrow from a lending service like Visio Lending or a bank. This is more if you are desperate to move out soon and you need to get your own space ASAP. Borrowing money from sources like these will allow you to move in soon and it has the added bonus of allowing you to build your credit score with repayments. 

Open a savings account

Most people have a savings account, but if you don’t utilise it enough it is time to do so now. A savings account with high interest can make all the difference when trying to save for a house, and if you don’t need the savings for a long time you can even consider opening a help to buy ISA. 

Automate your savings

The best decision you can make for your finances is to create a direct debit to your savings account every time you get paid. This means that money will automatically go into your savings account and you won’t be tempted to spend it on other things. The difference this can make to your house saving ability is immense and you’ll likely be able to move in half the time! 

Cut back on luxuries

A bottle of wine here, a pizza there… these are costs we never notice at the time, but over a few months they can add up to a substantial sum. If you really want to save for a house you need to cut back on these small luxuries and choose budget options instead. You’ll then be able to save up for your house in a shorter time span and soon be enjoying the lifestyle you have always wanted without worry. 

Quit the gym 

Do you remember that episode of friends where Chandler tried very unsuccessfully to quit the gym he’s never been to but been paying for for months? This is a cost you should absolutely eradicate now. It is all too easy to keep your membership and promise yourself to go eventually and workout, but if you haven’t been in the 

Take on additional jobs

If you really want to save in a short space of time, freelance work is a great option to build some extra capital for yourself. Get into Upwork and apply for jobs that fit your skills! 

We hope these tips will help you save up for your new home and be able to start an exciting new chapter this year! 

Buying a home is a huge decision, it will be the single largest purchase for most people in their entire lives. Figuring out how to save for one is the step
(This is a contributed post, for more information about my compensation please read my disclosure policy)

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